CRED: UPI, Credit Cards, Bills APK

Version: for Android, Windows PC, Mac.

Updated on: 2023-12-30

Author: Dreamplug Technologies Pvt. Ltd.

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[ App details | Screenshots | Installation instructions | Older versions ]

App details

App size: 83.8 MB
Category: Lifestyle

App Description:

CRED is a members-only app for all payment experiences.
Trusted by over 25 million+ credi... read more


CRED: UPI, Credit Cards, Bills IconScreenshot 1Screenshot 2Screenshot 3Screenshot 4Screenshot 5

Installation instructions

CRED: UPI, Credit Cards, Bills works on any Android devices (requires Android 6.0 or later). You can also install and run this application on your PC or Mac by using an Android emulator app. Here's how to do it:

Install CRED: UPI, Credit Cards, Bills on Android devices

Select one of the two options below, depending on the type of file you downloaded from this page.

Install APK file

Find and select the APK file. Tap 'Install' when the APK installer menu shows up. Afterwards, complete the installation by following any additional instructions that appear on-screen.

Install XAPK file

To install a .XAPK file, first download and install the Split APKs Installer (SAI) application. Then, open the SAI app and choose the "Install APKs/XAPK" option. Locate the .XAPK file you wish to install and click 'Install.'

Install CRED: UPI, Credit Cards, Bills on Windows 10/11 and Mac

This app can be operated on a computer with an Android emulator. While there are various emulators available, this tutorial uses BlueStacks, which is compatible with both Mac and Windows systems.

Installing BlueStacks is straightforward. Simply download the installer from the BlueStacks website and run it. Be aware that the installer is large and setting up the engine might take some time.

If you don't have other programs associated with APK/XAPK file types, BlueStacks will open these files by default. To install an app, either double-click the APK/XAPK file or drag-and-drop it onto the BlueStacks home screen. Then, confirm the installation. Once installed, the app will appear on the BlueStacks home screen.

That's all! You've now successfully installed CRED: UPI, Credit Cards, Bills on your PC Windows and Mac using BlueStacks.

If you have any questions, please post them in the discussion section below.


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Older versions (40202010)2023-12-30 (40201004)2023-12-10 (20109005)2020-10-21 (20108006)2020-10-06
More Apps By This Developer
CRED is a members-only app for all payment experiences.
Trusted by over 25 million+ creditworthy members, CRED rewards you for the payments & good financial decisions you make.

What payments can you make on CRED?

✔ Online payments: Pay via UPI or credit card when you checkout from brands like Swiggy & Myntra via CRED pay.
✔ Offline payments: Scan QR codes & pay merchants; activate Tap to Pay for contactless payments.
✔ Send money to anyone: Use CRED UPI to pay phone numbers or UPI IDs.
✔ Transfer money to bank: Send rent or education fees from credit card.
✔ Pay bills: Pay all bills, including utility bills, credit card bills, DTH bills, mobile recharge, house & office rent. Get bill payment reminders so you never miss a due.
✔ Pay credit card bills: Check credit information & manage credit cards without downloading multiple credit card apps.

What else can you do with a CRED membership?

→ Manage credit cards: Add and manage multiple credit cards on CRED.
→ Check bank balance & credit score : Track your credit score report.
→ View hidden charges: Automatically detect hidden charges on your credit cards & get alerted on duplicate transactions.
→ Get spending analysis: Keep track of how you use your credit card with a spending analysis chart.
→ Earn rewards: Unlock exclusive perks & privileges, just for being a CRED member.

Upgrade your lifestyle with CRED:

→ Curated shopping experience on CRED store
→ Curated stays & holiday packages on CRED escapes at special prices
→ Manage vehicles' insurance, ******, PUCC, and more on CRED garage
→ Get pre-approved personal loans on CRED cash

Bills you can pay using credit card or UPI:

Rent: Pay your house rent, maintenance, office rental, security deposit, brokerage, etc.
Education: College fees, school fees, tuition fees, etc.
Telecom Bills: Recharge your Airtel, Vodafone, Vi, Jio, Tata Sky, DishTV, prepaid or postpaid connections, broadband, landline, cable TV, etc.
Utility Bills: Electricity bills, LPG cylinder, piped gas, water bill, municipal tax, etc.
Other Bills: ****** recharge, insurance premium, loan repayment, etc.

How to be a CRED member?
→ CRED is built to reward creditworthy individuals. To become a CRED member, you need a credit score of 750+.
→ The process is simple → Download CRED → Fill name, mobile number & email ID → Get a free credit score report
→ If your credit score is 750+, you will get a prompt to verify credit card details
→ Enjoy the privileges of being a CRED member

What is Credit Score?

→ It doesn't matter if you have an SBI credit card, *****, IDFC, ***** or **** credit card; you can check your credit score on CRED
→ Each credit score has a different scale
→ A score of 700+ on CRIF & Experian is considered to be good
→ A higher credit score is an indicator of good financial behavior

Credit scores shown on CRED:
There are 4 credit bureaus in India - Experian, Equifax, CRIF & CIBIL. CRED can showcase your CRIF, Experian & Equifax credit scores and helps track these credit scores individually.

Can CRED help in improving credit score?
With CRED make bill payments on time which will help improve your credit score over time.

Credit Cards supported on CRED

SBI, ****, ****, *****, Standard Chartered, ********, HSBC, IndusInd, RBL, Bank of Baroda, **************, Bank of India, all VISA, MasterCard, American Express & Discover credit cards.

Lending partners on CRED

IDFC First Bank Limited, Crédit Saison - Kisetsu Saison Finance (India) Private Limited, Liquiloans - NDX P2P Private Limited, Vivriti Capital Pvt Ltd, DBS Bank India Limited, Parfait Finance & Investments Pvt. Ltd.

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Pay anyone via UPI, clear all your bills, improve your credit score & earn rewards with CRED. Download Now.